Spoiler: It’s not just school fees — it could cost you up to ₹85 LAKHS by the time your child turns 21! 😳📈
Whether you’re planning a family or already have kids — this is your financial reality check. 🚨
💰 Where Does the Money Go?
1️⃣ Basic Needs (Food, Clothes, Healthcare): ₹15–20 Lakhs
2️⃣ Schooling (K–12): ₹10–15 Lakhs
3️⃣ College + Coaching (India/Abroad): ₹15–25 Lakhs
4️⃣ Hobbies & Skill Development: ₹5–10 Lakhs
5️⃣ Lifestyle (Vacations, Gadgets, Celebrations): ₹10–15 Lakhs
📊 Total Estimated Cost: ₹55–85 Lakhs
✅ What’s the Solution? Start Early. Invest Smart.
👶 Begin a SIP at Birth
💸 Invest ₹5,000/month
📈 Assuming 12% annual return
🎓 You build ₹50+ Lakhs in 18 years!
📦 Use PPF or Sukanya Samriddhi Yojana (SSY) for safe, tax-free savings
🛡️ Add Child Education Insurance for financial protection
🔑 Key Takeaways:
1️⃣ Kids are priceless — but unplanned expenses aren’t
2️⃣ Financial preparation = Peace of mind + Better opportunities
3️⃣ Don’t just plan school fees. Plan the full journey. 🎯