With an extensive career spanning 38 years at the State Bank of India (SBI), Shri. Niteen Manohar Sinkar brings a wealth of experience in banking operations, audit, and risk management. As the Regional Manager for the Ratnagiri region at Lokmanya Multi-Purpose Cooperative Society (LMCS), he is responsible for monitoring and controlling branch functions while motivating staff to achieve corporate goals across various financial parameters. During his tenure at SBI, he held multiple key positions, with his last nine years dedicated to the Risk-Focused Internal Audit Department, ensuring strict adherence to banking systems and procedures. His expertise in operational risk management, internal controls, and compliance has played a crucial role in maintaining banking excellence. A distinguished auditor, Shri. Niteen has successfully conducted audits for over 150 SBI branches, including the Antwerp (Belgium) branch. Additionally, he was part of the core team responsible for processing and monitoring audits across Maharashtra and Goa for three years. With his deep-rooted knowledge of banking regulations and operational efficiency, he continues to drive excellence at LMCS, ensuring strong governance, adherence to policies, and seamless branch operations across the Ratnagiri region.

With over 40 years of extensive banking experience at Syndicate Bank, Mr. Ramesh Shirsat brings exceptional leadership and expertise in financial management. Since joining Lokmanya Multi-Purpose Cooperative Society (LMCS) as the Regional Manager for Mumbai in March 2020, he has played a pivotal role in driving growth and operational excellence. Under his leadership, the Mumbai region’s deposits have more than doubled, growing from ₹541 crore to ₹1,200 crore. His strategic approach, combined with excellent communication and motivational skills, has inspired staff across all levels to achieve remarkable business milestones. Mr. Ramesh’s deep understanding of banking operations, customer relationship management, and financial planning has contributed significantly to LMCS’s expansion in the region. His ability to identify growth opportunities and implement effective strategies has strengthened the Society’s market position. A true leader with a results-driven mindset, Mr. Ramesh continues to focus on driving deposit growth, enhancing team productivity, and ensuring sustained business success. His dedication and expertise make him a vital force behind LMCS’s continued progress in the financial sector.

With over 38 years of experience at the State Bank of India (SBI), Mr. Pradeep S. Patil has held key managerial roles across Sangli, Kolhapur, Mumbai, and Thane, specializing in agriculture finance, personal banking, and foreign exchange. His extensive expertise in banking operations, customer relations, and financial growth has contributed significantly to every organization he has been a part of. Since joining Lokmanya Multi-Purpose Cooperative Society (LMCS) four years ago, Mr. Pradeep has played a crucial role at the regional office level, working tirelessly to enhance LMCS’s reputation and business growth. His efforts have strengthened the organization’s presence in society, ensuring continued progress and customer trust. A recipient of multiple awards and recognitions during his tenure at SBI and LMCS, he has consistently been instrumental in driving organizational success. As a proud CGM Club Member, he achieved significant milestones, including generating a substantial amount of life insurance premiums. His dedication to asset management, business expansion, and customer service excellence has been a key factor in LMCS’s sustained growth. With his leadership and commitment, Mr. Pradeep continues to drive innovation and progress, ensuring LMCS remains a trusted financial institution.

With over 20 years of experience in banking and financial services, Dominic Sunil D’Souza is a results-driven professional specializing in business operations, profitability enhancement, and team development. Currently serving as a Regional Manager at Lokmanya Multi-Purpose Cooperative Society (LMCS), he is responsible for driving revenue growth, ensuring compliance, and optimizing regional performance. Throughout his career, Dominic has held key leadership positions at renowned financial institutions, including Axis Bank, ICICI Bank, HDFC Bank, and Model Co-op Bank. His expertise spans banking operations, customer relationship management, business development, financial compliance, and risk assessment. He has successfully led teams in achieving sales targets across loans, deposits, insurance, mutual funds, and forex services. Adept at stakeholder management and strategic planning, Dominic has played a crucial role in training, mentoring, and developing high-performing teams. His ability to drive operational efficiency while maintaining regulatory standards has consistently delivered strong business results. He holds a PGDM in Finance from Fostiima Business School, Mumbai, and multiple industry certifications, including IRDA, NISM Mutual Funds, and AML/KYC compliance. With a deep passion for financial excellence, Dominic continues to contribute to LMCS’s mission of providing superior banking solutions.

With 34 years of extensive banking experience, Santosh D. Bagale brings a wealth of expertise in corporate finance, treasury operations, retail credit, agricultural finance, MSME credit, risk management, and compliance. A seasoned banking professional, he retired as Deputy General Manager from Syndicate Bank in May 2019 after serving in key leadership roles across multiple locations, including Ghaziabad, Mumbai, Pune, Nagpur, Nashik, and Malegaon. Currently serving as Regional Manager – Nashik at Lokmanya Multi-Purpose Cooperative Society (LMCS), Santosh oversees regional banking operations, credit management, loan recovery, and strategic financial planning. His ability to drive growth, ensure compliance, and optimize financial performance has significantly contributed to LMCS’s success. Throughout his career, he has held prestigious roles, including serving as a member of the Internal Interview Committee at Syndicate Bank for 10 years, up to the level of Chief Manager. His expertise has also been recognized at national financial forums, having participated in the FEDAI Conference (Hungary, 2017) and the FIMMDA Conference (Mumbai & Jaipur), both chaired by former RBI Governor Mr. Raghuram Rajan. With a strong focus on financial governance, risk assessment, and team leadership, Santosh continues to play a pivotal role in strengthening LMCS’s market position and operational excellence.