Scheme Launch Date: The scheme will officially launch on 2nd May 2025, providing a limited-time investment opportunity.

Scheme Closing Date: The last date to invest in the scheme is 30th June 2025, emphasizing the need for timely action.

Fixed Deposit Tenure: The investment will be locked in for a fixed period of 13 months, ensuring a predictable and stable return.

Minimum Deposit Amount: Investors can start with a minimum deposit of ₹10,000, making it accessible for all income groups.

Maximum Deposit Amount: There is no upper limit on the investment amount, allowing investors to deposit as much as they want.

Base Interest Rate: Investors will earn a competitive interest rate of 10% per annum, offering one of the best short-term returns in the market.

Additional Interest for Senior Citizens: Senior citizens will receive an extra 0.5% per annum interest, taking their total interest to 10.5% per annum.

Additional Interest for Bulk Deposits: Investors making a single receipt deposit of ₹10 lakh or more will also receive an extra 0.5% per annum, making it ideal for high-net-worth individuals.

Maximum Benefit Clause: If an investor qualifies for both senior citizen and bulk deposit benefits, only one additional interest benefit (0.5%) can be availed.

Premature Withdrawal Allowed: Investors can withdraw funds before maturity. However, a penalty of 2.5% per annum will be deducted from the applicable interest rate.

Loan Facility Available: Investors can avail a loan up to 90% of the deposit amount, allowing access to funds without breaking the deposit.

Loan Interest Rate: Loans against the deposit will be charged at an interest rate of 2% higher than the deposit interest rate, ensuring transparent cost calculation.