Systematic Investment Plan (SIP)

A Systematic Investment Plan (SIP) is a method of investing in mutual funds that allows an individual to invest a set amount in a mutual fund scheme of his or her choice at regular intervals.

SIP, like a recurring deposit, allows an investor to invest a fixed amount at regular periods (monthly or quarterly). Rather than investing a large sum all at once in the lump sum method, more investors now prefer to contribute modest amounts on a regular basis in the SIP style. You can begin investing in a mutual fund plan with as little as Rs 100 per month through SIP.

Benefits Of Investing Through SIP

Easy on pockets – Start investing with an amount as low as 100 per month

Inculcates discipline in investing

Helps in averaging the cost of investment (rupee cost averaging)

Removes the need to time the market

Benefit from power of compounding over long term

Choosing The Suitable Time And Amount For SIP Initiation

There is no time like NOW to start investing. The earlier you start investing, the better it is. This gives the invested money more time in the market, thereby increasing the growth potential of your investments.

A SIP calculator can help you determine the right amount for starting a SIP. You should choose an amount that you can invest regularly without stopping your investments.

Supplementary Features Enhance The Ease Of Investing

SIP Step Up (SIP Top up):

Automatically increase your SIP amount on periodic basis

Period Till Cancellation (Perpetual SIP):

Set up a perpetual SIP and forget the hassle of tracking expiry dates

SIP Modification:

Flexibility to modify Trigger date, Frequency, Period & investment amount online with a few clicks

Multiple payment modes:

Investment can be done through linked Bank account, Mandate & UPI

SIP Pause:

Allows to take a break from your investment to meet financial exigencies

Auto-renewal of SIP:

Option to auto-renew SIPs post completion of selected period

Any Date SIP:

Option to start SIP on any date between 1st to 28th of a month in schemes of select AMCs

Please let us know if you have any questions.


Lokmanya Multipurpose Co-operative Society Limited is a Mutual Fund Distributor registered with AMFI Registration No – 188138. All disputes with respect to the distribution activity would not have access to Exchange Investor Redressal Forum or Arbitration mechanism. In accordance with the applicable laws, Lokmanya Multipurpose Co-operative Society Limited is permitted to render incidental advice with respect to mutual fund products only to its mutual fund distribution clients. For every other purpose, including distribution of non-mutual fund products the circulated material is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. The views or expressions contained in the circulated material are not necessarily of Lokmanya Multipurpose co-operative society Limited neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness, and adequacy. The figures and data that may be appearing in the material are taken from various sources deemed reliable by Lokmanya Multipurpose Co-operative society Limited. The content of the material including images, charts, graphics, and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed, or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action.
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