Scheme Launch Date:
The Special Fixed Deposit Scheme will officially commence on 1st July 2025. This exclusive scheme offers an exceptional opportunity for investors to secure high returns over a medium-term horizon.

Scheme Closing Date:
The scheme will remain open for enrollment until 31st August 2025. Investors are encouraged to act promptly, as this is a limited-period offer designed to deliver attractive returns with flexibility and security.

Fixed Deposit Tenure:
The investment under this scheme will be locked in for a fixed duration of 500 days. This defined term ensures predictable and stable interest earnings, making it ideal for strategic financial growth.

Minimum Deposit Amount:
Investors can participate with a minimum deposit of ₹10,000, making this scheme accessible to a wide range of individuals, including first-time investors and seasoned depositors.

Maximum Deposit Amount:
There is no upper limit on the deposit amount. Investors can contribute according to their financial objectives, offering complete flexibility for both small and large investors.

Base Interest Rate:
The scheme offers a highly attractive interest rate:

• 10.25% per annum with quarterly interest payouts for general investors.

• 10.75% per annum for senior citizens or bulk deposits (₹10 lakh & above).
  Note: Only one benefit is applicable at a time.

Premature Withdrawal Facility:
Investors may opt for premature withdrawal if needed, subject to a 2.5% per annum penalty on the applicable interest rate for the completed tenure. This offers financial flexibility while encouraging disciplined saving.

Loan Facility Against Deposit:
Investors can avail loans up to 90% of the deposit value at an interest rate of 2% above the deposit rate, providing easy liquidity without the need to break the deposit.