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Features & Benefits
Interest Rate 9.75% p.a. (Simple Interest)
Minimum Investment Rs. 10,000/-
Term of Deposit 18 Months
Additional interest rate 0.50% for Senior Citizen
Scheme Details
- The Lokmanya Monsoon Yojana 2026 is introduced by Lokmanya Multipurpose Co-op Society as a special limited-period investment opportunity offering secure and attractive returns.
- The scheme will remain open for investment from 7th June 2026 to 31st August 2026, making it a limited-time savings opportunity for investors.
- The deposit under this scheme comes with a fixed tenure of 18 months, making it suitable for investors looking for stable short- to mid-term financial growth.
- Investors can start with a minimum deposit of ₹10,000, and there is no maximum investment limit, allowing participation from both small and large investors.
- The applicable interest rate is 9.75% per annum, calculated on a simple interest basis, with quarterly interest payout options available.
- Senior citizens are eligible for an additional 0.50% interest benefit, while bulk depositors can also avail additional benefits under applicable conditions.
- Eligible customers can receive an effective interest rate up to 10.25% p.a. based on scheme eligibility criteria.
- Additional interest benefits are also available for Lokmanya employees and their spouses.
- Investors can avail a loan facility up to 90% of the deposit amount under the scheme.
- Premature withdrawal is permitted subject to applicable deduction terms as per scheme policy.