Critical Illness Insurance

Critical Illness Insurance

Critical illness insurance is a type of health insurance that provides a lump-sum payment if you are diagnosed with a serious medical condition covered by the policy. These conditions typically include life-threatening illnesses such as cancer, heart attack, stroke,...
Health Insurance

Health Insurance

Health insurance is a contract between an individual and an insurance company that provides financial protection for medical expenses. It can help pay for hospital stays, doctor visits, medications, and other healthcare costs. For example, health insurance may help to...
Fire and Burglary Insurance

Fire and Burglary Insurance

Fire and burglary insurance is a policy that provides financial compensation for damage or loss to your property caused by fire, burglary, or other perils. It can cover your home, business, or personal property. What does it cover? Fire: Damage caused by fire,...
Shopkeeper’s Insurance Policy

Shopkeeper’s Insurance Policy

A shopkeeper policy is a type of general insurance that protects a shop’s property and contents from a variety of risks.It can help small business owners and retailers focus on growing their business. Who can take Shopkeeper’s Policy? Shopkeeper, small to medium...
MARINE INSURANCE

MARINE INSURANCE

What is Marine Insurance? Marine insurance in shipping covers goods and cargo from when they leave the point of origin until they arrive at their final destination. It insures he ships, terminals, and all methods of forward freight where the goods are held against...
Understanding Human Life Value (HLV) in Life Insurance

Understanding Human Life Value (HLV) in Life Insurance

A critical concept in Life Insurance is the “Human Life Value”. It’s a method of calculating the amount of life insurance a family would need based on the financial loss they would incur if the sole bread winner of a family is no more. There are a number of factors...